- Diversification: The SCBFP Fund invests across a wide range of asset classes, including domestic and international stocks, government and corporate bonds, and other fixed-income instruments. This diversification helps reduce risk and enhances the potential for consistent returns, even during periods of market volatility.
- Low to Moderate Risk: The fund is designed to offer a balanced risk-return profile. It invests in a mix of low-risk assets such as government bonds and higher-risk assets like equities. This approach helps ensure that investors can achieve reasonable returns without taking on excessive risk.
- Focus on Capital Growth: While the SCBFP Fund includes fixed-income investments to provide stability and income, its primary goal is capital appreciation. By investing in equities with growth potential, the fund seeks to deliver higher returns over the long term, making it suitable for investors who have a medium-to-long-term investment horizon.
- Regular Income: In addition to growth, the SCBFP Fund also aims to provide investors with regular income through its bond holdings. The income generated from interest on bonds can be a stable source of return for those looking for a more predictable income stream, particularly in retirement or other income-focused scenarios.
- Active Management: The SCBFP Fund is actively managed by a professional investment team. The fund managers continuously monitor the market, assess economic conditions, and adjust the portfolio to align with the fund's investment goals. This active management ensures that the fund remains responsive to changes in the market environment.
Target Investors
The SCBFP Fund is ideal for:
- Moderate-risk investors: Those who seek a balanced portfolio with the potential for both growth and income, but without the higher volatility that comes with more aggressive equity-focused funds.
- Long-term investors: Investors with a medium-to-long-term horizon who are willing to ride out short-term fluctuations in the market in exchange for long-term capital appreciation.
Income-focused investors: Those seeking regular income from interest generated by the fund's bond holdings, while also benefiting from the growth potential of equities. shutdown123